Cardinal Financial Corporation^sm ("Cardinal") is a financial services organization committed to providing businesses and consumers with individual attention and professional financial solutions. Cardinal Bank delivers superior personal service in a consolidating financial services environment which increasingly de-emphasizes service. Cardinal also employs state-of-the-art technology to provide its customers with financial products equal to or superior than those offered by larger financial organizations. At Cardinal, customers receive hands-on knowledge and hands-on professional assistance, anytime and anyplace.

Cardinal provides service through its banking subsidiary, Cardinal Bank, N.A., with eight locations in Northern Virginia, and its investment subsidiary, Cardinal Wealth Services Inc^sm. Cardinal is traded on the NASDAQ stock exchange under the symbol CFNL. Cardinal preferred stock is traded on the NASDAQ stock exchange under the symbol CFNLP.